Commercial Insurance

What is it?

Commercial Insurance covers a range of products. The following list provides a guide to the types of insurance we offer, however we can assist with many difference types of commercial insurance. For more information please contact us!

  • Public Liability This protects your business against Legal Liabilities to non-employees, such as customers or members of the public, for bodily injury or for damage to their property caused by you or your business, whether they come to your premises or you go to theirs.
  • Professional Indemnity This provides essential financial protection for a wide range of Professions. The policy would provide cover for liability that may arise from negligent advice given in error or services provided in a professional capacity which causes a financial loss.
  • Retailers We can provide cover for shops of all kinds and all sizes working in any retail sector. Whatever the business, we can provide insurance that protects retailers for Contents, business Interruption, Employers’ and Public Liability, Money and PA (Assault),Commercial Legal Expenses and Breakdown. With options to include Buildings, Terrorism and Theft by Employees.
  • Office We can tailor a policy that allows you to run your office in complete confidence. Eg cover for Contents, Business Interruption, Money and PA (Assault), Employers’ Liability, Public Liability and Commercial Legal Expenses.
  • Surgery We can tailor an insurance policy to meet the needs of any surgery, from doctors to alternative therapists. This includes cover for Contents, Loss of Revenue, Legal Liabilities, Money and PA (Assault), Employers’ Liability, Public Liability, Equipment Breakdown and Commercial Legal Expenses.
  • Tradesmen & Contractors This is aimed at either the sole trader or a business with up to 10 employees, we can tailor cover to give you the confidence you need when you’re out working, from Legal Liability cover to cover for Tools, Plant and Materials.

Why do I need it?

These products provide essential cover and peace of mind for any business, from a tradesman operating on his own, to large retail premises.