Equity Release

Could this be a solution for you or for a relative or friend?

The scenarios outlined below are typical of those for which Equity Release may be appropriate. If you think that this may be a solution that could benefit you, please Contact Us for further information.

It was once accepted that retired people looked forward to a few years rest with limited needs and aspirations whilst they aged gracefully before dying. This is no longer the case!

As life expectancy increases and general levels of health and fitness improve, most retired people seize the opportunity to do things that work prevented or curtailed. Travel, hobbies, home improvements, a place abroad, all may be aspirations for retirees who will require additional funds to turn aspirations into reality.
People aged 55 or over face reduced income as they retire. Pension funds are frequently at the mercy of stock markets, often leading to less than expected returns, while the cost of living seems to rise almost daily. Some clients enter retirement and still have a mortgage or other debt to be addressed. If budgeting to clear debt whilst in employment has proved to be a problem then how will they cope when income falls?
Property owners have worked hard to buy their homes. In many cases, their children have already purchased their own homes and are far more comfortably off than their parents. If the children were asked, there is every likelihood that they would be only too pleased for mum and dad to release money in order to make their retirement happier or more comfortable.
Are there children or grandchildren that need a helping hand to fund the cost of education or take the first step onto the property ladder?

This is an Equity Release mortgage. To understand the features and risks, ask for a personalised illustration.

There may be a fee charged for Equity Release Mortgage advice. The amount will depend on your circumstances but we estimate this to be £495.

Please note this is a third party referral.